AcademyLEARNING PATH
Strong Savings Groups
For leaders, treasurers and committee members: the records and controls that decide whether a group lasts.
Lessons in this path
- How a savings group worksThe full cycle of a VSLA or savings group — contributions, the loan fund, interest, and share-out — explained from the inside.7 min read
- Why accurate records matterEvery collapsed savings group has the same story, and it always starts with records that stopped being kept properly.6 min read
- Understanding maker-checkerThe single most effective control a group can adopt — one person records a transaction, a different person approves it. Why it works and where groups get it wrong.6 min read
- How dividends workWhere a dividend comes from, how it is calculated, and why a group that pays out too much is not being generous.6 min read
Other learning paths
Money Basics
Start here if community finance is new to you. What savings, shares and loans actually are, and how a group turns them into something bigger.
Saving With Purpose
Build savings that survive a bad month — including when your income is irregular and standard advice does not fit.
Borrowing Wisely
What a loan really costs, whether you can afford it, and what you are agreeing to when you guarantee someone else's.
KikumiKyo Academy provides general financial education. It is not personalised financial, investment, tax or legal advice.